The True Cost of Moving Before You Move
Online salary calculators use one index number. We model your complete financial picture: real purchasing power across 8 categories, all-in tax burden, housing cost differentials, and Monte Carlo projections over your time horizon. Across 384 US metros.
Free to start. No signup required. Data from BEA, BLS, Census, IRS, HUD, FHFA.
Economist-Grade Analysis, Not a Simple Index Ratio
The same Regional Price Parity methodology used by the Bureau of Economic Analysis -- personalized to your salary, tax situation, housing, and lifestyle.
Real Purchasing Power
Convert nominal salary to real purchasing power using BEA Regional Price Parities across 384 metro areas and 8 cost categories. Not a simple index ratio.
Total Tax Burden Model
Federal income, state income, local income, property, sales, and vehicle taxes -- all modeled for your specific filing status and household. Nine states have no income tax. Yours might.
Housing Cost Differential
Rent vs. own scenarios in both cities using HUD Fair Market Rents and Census home values. Property tax trajectory, insurance differential, HOA estimates, and maintenance scaling included.
Monte Carlo Projections
10,000 simulations varying housing appreciation, utility escalation, property tax reassessment, healthcare inflation, and salary growth. Confidence intervals for 1, 3, 5, and 10 years.
Breakeven Calculator
Computes the exact salary you need in your destination city to maintain equivalent purchasing power. Factors in moving costs, dual-housing overlap, and ramp-up period.
Climate Risk Overlay
Wildfire, flood, hurricane, and earthquake risk scores for your destination. These affect insurance costs and property values -- most calculators ignore them entirely.
How It Works
Enter Two Cities
Current metro, destination metro, salary, filing status, housing situation, and household size. Takes about 2 minutes.
We Model Everything
Regional price parities, full tax burden, housing differentials, commute costs, Monte Carlo projections, and climate risk -- all automated.
See the True Cost
Salary equivalency, category-by-category cost breakdown, confidence intervals, and a personalized relocation report with 5-year projections.
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Ready to Know the Real Cost of Your Move?
Enter two cities and your salary to get a complete financial comparison. Purchasing power, tax burden, housing costs, commute costs, and Monte Carlo projections -- all in one report.
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