Cost of Living in Shelby County, AL

What does it cost to live in Shelby County? Income, housing, and affordability breakdown.

Median Income

$90,618

Median Rent

$1,272/mo

Median Home

$276,500

Affordability

473

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,398
Property Tax$106
Insurance$92

Total Monthly$1,596
% of Income21.1%

Renting

Median Rent$1,272
Renter's Insurance$25

Total Monthly$1,297
% of Income16.8%

Living in Shelby County, Alabama

Shelby County has a median household income of $90,618 with housing costs that represent 21.1% of income for owners and 16.8% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 473 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Alabama

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.