Cost of Living in Garfield County, CO

What does it cost to live in Garfield County? Income, housing, and affordability breakdown.

Median Income

$82,772

Median Rent

$1,444/mo

Median Home

$449,300

Affordability

267

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$2,272
Property Tax$165
Insurance$150

Total Monthly$2,587
% of Income37.5%

Renting

Median Rent$1,444
Renter's Insurance$25

Total Monthly$1,469
% of Income20.9%

Living in Garfield County, Colorado

Garfield County has a median household income of $82,772 with housing costs that represent 37.5% of income for owners and 20.9% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 267 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.