Cost of Living in Phillips County, CO

What does it cost to live in Phillips County? Income, housing, and affordability breakdown.

Median Income

$58,474

Median Rent

$848/mo

Median Home

$258,200

Affordability

326

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,306
Property Tax$105
Insurance$86

Total Monthly$1,497
% of Income30.7%

Renting

Median Rent$848
Renter's Insurance$25

Total Monthly$873
% of Income17.4%

Living in Phillips County, Colorado

Phillips County has a median household income of $58,474 with housing costs that represent 30.7% of income for owners and 17.4% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 326 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.