Cost of Living in District of Columbia, DC

What does it cost to live in District of Columbia? Income, housing, and affordability breakdown.

Median Income

$101,722

Median Rent

$1,817/mo

Median Home

$705,000

Affordability

205

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$3,565
Property Tax$329
Insurance$235

Total Monthly$4,129
% of Income48.7%

Renting

Median Rent$1,817
Renter's Insurance$25

Total Monthly$1,842
% of Income21.4%

Living in District of Columbia, District of Columbia

District of Columbia has a median household income of $101,722 with housing costs that represent 48.7% of income for owners and 21.4% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 205 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.