Cost of Living in Charlotte County, FL

What does it cost to live in Charlotte County? Income, housing, and affordability breakdown.

Median Income

$62,164

Median Rent

$1,206/mo

Median Home

$265,800

Affordability

317

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,344
Property Tax$199
Insurance$89

Total Monthly$1,632
% of Income31.5%

Renting

Median Rent$1,206
Renter's Insurance$25

Total Monthly$1,231
% of Income23.3%

Living in Charlotte County, Florida

Charlotte County has a median household income of $62,164 with housing costs that represent 31.5% of income for owners and 23.3% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 317 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Florida

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.