Cost of Living in Clay County, FL

What does it cost to live in Clay County? Income, housing, and affordability breakdown.

Median Income

$82,242

Median Rent

$1,372/mo

Median Home

$254,500

Affordability

447

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,287
Property Tax$161
Insurance$85

Total Monthly$1,533
% of Income22.4%

Renting

Median Rent$1,372
Renter's Insurance$25

Total Monthly$1,397
% of Income20%

Living in Clay County, Florida

Clay County has a median household income of $82,242 with housing costs that represent 22.4% of income for owners and 20% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 447 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Florida

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.