Cost of Living in Okaloosa County, FL

What does it cost to live in Okaloosa County? Income, housing, and affordability breakdown.

Median Income

$73,988

Median Rent

$1,382/mo

Median Home

$295,400

Affordability

353

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,494
Property Tax$153
Insurance$98

Total Monthly$1,745
% of Income28.3%

Renting

Median Rent$1,382
Renter's Insurance$25

Total Monthly$1,407
% of Income22.4%

Living in Okaloosa County, Florida

Okaloosa County has a median household income of $73,988 with housing costs that represent 28.3% of income for owners and 22.4% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 353 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

Compare Cost of Living Across Counties

Enter two locations and get a side-by-side comparison of housing, taxes, utilities, transportation, and overall affordability with salary adjustment calculations.

Start Free Comparison

Other Counties in Florida

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.