Cost of Living in Santa Rosa County, FL

What does it cost to live in Santa Rosa County? Income, housing, and affordability breakdown.

Median Income

$84,715

Median Rent

$1,386/mo

Median Home

$272,500

Affordability

438

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,378
Property Tax$141
Insurance$91

Total Monthly$1,610
% of Income22.8%

Renting

Median Rent$1,386
Renter's Insurance$25

Total Monthly$1,411
% of Income19.6%

Living in Santa Rosa County, Florida

Santa Rosa County has a median household income of $84,715 with housing costs that represent 22.8% of income for owners and 19.6% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 438 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Florida

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.