Cost of Living in Effingham County, GA

What does it cost to live in Effingham County? Income, housing, and affordability breakdown.

Median Income

$79,474

Median Rent

$1,098/mo

Median Home

$219,000

Affordability

486

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,107
Property Tax$183
Insurance$73

Total Monthly$1,363
% of Income20.6%

Renting

Median Rent$1,098
Renter's Insurance$25

Total Monthly$1,123
% of Income16.6%

Living in Effingham County, Georgia

Effingham County has a median household income of $79,474 with housing costs that represent 20.6% of income for owners and 16.6% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 486 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Georgia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.