Cost of Living in Hawaii County, HI

What does it cost to live in Hawaii County? Income, housing, and affordability breakdown.

Median Income

$74,238

Median Rent

$1,352/mo

Median Home

$454,900

Affordability

241

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$2,300
Property Tax$110
Insurance$152

Total Monthly$2,562
% of Income41.4%

Renting

Median Rent$1,352
Renter's Insurance$25

Total Monthly$1,377
% of Income21.9%

Living in Hawaii County, Hawaii

Hawaii County has a median household income of $74,238 with housing costs that represent 41.4% of income for owners and 21.9% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 241 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Hawaii

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.