Cost of Living in Ada County, ID

What does it cost to live in Ada County? Income, housing, and affordability breakdown.

Median Income

$83,881

Median Rent

$1,320/mo

Median Home

$423,500

Affordability

281

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$2,141
Property Tax$208
Insurance$141

Total Monthly$2,490
% of Income35.6%

Renting

Median Rent$1,320
Renter's Insurance$25

Total Monthly$1,345
% of Income18.9%

Living in Ada County, Idaho

Ada County has a median household income of $83,881 with housing costs that represent 35.6% of income for owners and 18.9% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 281 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Idaho

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.