Cost of Living in Champaign County, IL

What does it cost to live in Champaign County? Income, housing, and affordability breakdown.

Median Income

$61,090

Median Rent

$977/mo

Median Home

$192,600

Affordability

368

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$974
Property Tax$345
Insurance$64

Total Monthly$1,383
% of Income27.2%

Renting

Median Rent$977
Renter's Insurance$25

Total Monthly$1,002
% of Income19.2%

Living in Champaign County, Illinois

Champaign County has a median household income of $61,090 with housing costs that represent 27.2% of income for owners and 19.2% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 368 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Illinois

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.