Cost of Living in Clay County, IL

What does it cost to live in Clay County? Income, housing, and affordability breakdown.

Median Income

$58,028

Median Rent

$706/mo

Median Home

$103,600

Affordability

696

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$524
Property Tax$136
Insurance$35

Total Monthly$695
% of Income14.4%

Renting

Median Rent$706
Renter's Insurance$25

Total Monthly$731
% of Income14.6%

Living in Clay County, Illinois

Clay County has a median household income of $58,028 with housing costs that represent 14.4% of income for owners and 14.6% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 696 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Illinois

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.