Cost of Living in Effingham County, IL

What does it cost to live in Effingham County? Income, housing, and affordability breakdown.

Median Income

$73,181

Median Rent

$697/mo

Median Home

$166,500

Affordability

544

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$842
Property Tax$223
Insurance$56

Total Monthly$1,121
% of Income18.4%

Renting

Median Rent$697
Renter's Insurance$25

Total Monthly$722
% of Income11.4%

Living in Effingham County, Illinois

Effingham County has a median household income of $73,181 with housing costs that represent 18.4% of income for owners and 11.4% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 544 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Illinois

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.