Cost of Living in Elkhart County, IN

What does it cost to live in Elkhart County? Income, housing, and affordability breakdown.

Median Income

$63,978

Median Rent

$945/mo

Median Home

$181,800

Affordability

483

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$919
Property Tax$124
Insurance$61

Total Monthly$1,104
% of Income20.7%

Renting

Median Rent$945
Renter's Insurance$25

Total Monthly$970
% of Income17.7%

Living in Elkhart County, Indiana

Elkhart County has a median household income of $63,978 with housing costs that represent 20.7% of income for owners and 17.7% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 483 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Indiana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.