Cost of Living in Caldwell County, KY

What does it cost to live in Caldwell County? Income, housing, and affordability breakdown.

Median Income

$52,488

Median Rent

$706/mo

Median Home

$103,200

Affordability

724

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$522
Property Tax$48
Insurance$34

Total Monthly$604
% of Income13.8%

Renting

Median Rent$706
Renter's Insurance$25

Total Monthly$731
% of Income16.1%

Living in Caldwell County, Kentucky

Caldwell County has a median household income of $52,488 with housing costs that represent 13.8% of income for owners and 16.1% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 724 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Kentucky

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.