Cost of Living in Cumberland County, KY

What does it cost to live in Cumberland County? Income, housing, and affordability breakdown.

Median Income

$40,515

Median Rent

$516/mo

Median Home

$126,100

Affordability

452

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$638
Property Tax$67
Insurance$42

Total Monthly$747
% of Income22.1%

Renting

Median Rent$516
Renter's Insurance$25

Total Monthly$541
% of Income15.3%

Living in Cumberland County, Kentucky

Cumberland County has a median household income of $40,515 with housing costs that represent 22.1% of income for owners and 15.3% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 452 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Kentucky

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.