Cost of Living in McCreary County, KY

What does it cost to live in McCreary County? Income, housing, and affordability breakdown.

Median Income

$35,000

Median Rent

$580/mo

Median Home

$85,300

Affordability

575

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$431
Property Tax$48
Insurance$28

Total Monthly$507
% of Income17.4%

Renting

Median Rent$580
Renter's Insurance$25

Total Monthly$605
% of Income19.9%

Living in McCreary County, Kentucky

McCreary County has a median household income of $35,000 with housing costs that represent 17.4% of income for owners and 19.9% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 575 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Kentucky

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.