Cost of Living in Shelby County, KY

What does it cost to live in Shelby County? Income, housing, and affordability breakdown.

Median Income

$81,012

Median Rent

$939/mo

Median Home

$247,500

Affordability

449

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,251
Property Tax$169
Insurance$83

Total Monthly$1,503
% of Income22.3%

Renting

Median Rent$939
Renter's Insurance$25

Total Monthly$964
% of Income13.9%

Living in Shelby County, Kentucky

Shelby County has a median household income of $81,012 with housing costs that represent 22.3% of income for owners and 13.9% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 449 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Kentucky

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.