Cost of Living in Harford County, MD

What does it cost to live in Harford County? Income, housing, and affordability breakdown.

Median Income

$106,417

Median Rent

$1,475/mo

Median Home

$351,100

Affordability

408

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,775
Property Tax$281
Insurance$117

Total Monthly$2,173
% of Income24.5%

Renting

Median Rent$1,475
Renter's Insurance$25

Total Monthly$1,500
% of Income16.6%

Living in Harford County, Maryland

Harford County has a median household income of $106,417 with housing costs that represent 24.5% of income for owners and 16.6% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 408 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

Compare Cost of Living Across Counties

Enter two locations and get a side-by-side comparison of housing, taxes, utilities, transportation, and overall affordability with salary adjustment calculations.

Start Free Comparison

Other Counties in Maryland

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.