Cost of Living in Otsego County, MI

What does it cost to live in Otsego County? Income, housing, and affordability breakdown.

Median Income

$62,865

Median Rent

$865/mo

Median Home

$178,400

Affordability

475

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$902
Property Tax$141
Insurance$59

Total Monthly$1,102
% of Income21%

Renting

Median Rent$865
Renter's Insurance$25

Total Monthly$890
% of Income16.5%

Living in Otsego County, Michigan

Otsego County has a median household income of $62,865 with housing costs that represent 21% of income for owners and 16.5% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 475 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Michigan

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.