Cost of Living in St. Joseph County, MI

What does it cost to live in St. Joseph County? Income, housing, and affordability breakdown.

Median Income

$62,281

Median Rent

$811/mo

Median Home

$152,800

Affordability

535

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$773
Property Tax$146
Insurance$51

Total Monthly$970
% of Income18.7%

Renting

Median Rent$811
Renter's Insurance$25

Total Monthly$836
% of Income15.6%

Living in St. Joseph County, Michigan

St. Joseph County has a median household income of $62,281 with housing costs that represent 18.7% of income for owners and 15.6% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 535 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Michigan

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.