Cost of Living in Durham County, NC

What does it cost to live in Durham County? Income, housing, and affordability breakdown.

Median Income

$74,927

Median Rent

$1,301/mo

Median Home

$311,300

Affordability

325

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,574
Property Tax$241
Insurance$104

Total Monthly$1,919
% of Income30.7%

Renting

Median Rent$1,301
Renter's Insurance$25

Total Monthly$1,326
% of Income20.8%

Living in Durham County, North Carolina

Durham County has a median household income of $74,927 with housing costs that represent 30.7% of income for owners and 20.8% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 325 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Family and education

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.