Cost of Living in Union County, NJ

What does it cost to live in Union County? Income, housing, and affordability breakdown.

Median Income

$95,000

Median Rent

$1,570/mo

Median Home

$458,000

Affordability

240

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$2,316
Property Tax$832
Insurance$153

Total Monthly$3,301
% of Income41.7%

Renting

Median Rent$1,570
Renter's Insurance$25

Total Monthly$1,595
% of Income19.8%

Living in Union County, New Jersey

Union County has a median household income of $95,000 with housing costs that represent 41.7% of income for owners and 19.8% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 240 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in New Jersey

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.