Cost of Living in Harding County, NM

What does it cost to live in Harding County? Income, housing, and affordability breakdown.

Median Income

$39,489

Median Rent

$1,018/mo

Median Home

$95,500

Affordability

611

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$483
Property Tax$24
Insurance$32

Total Monthly$539
% of Income16.4%

Renting

Median Rent$1,018
Renter's Insurance$25

Total Monthly$1,043
% of Income30.9%

Living in Harding County, New Mexico

Harding County has a median household income of $39,489 with housing costs that represent 16.4% of income for owners and 30.9% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 611 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

Compare Cost of Living Across Counties

Enter two locations and get a side-by-side comparison of housing, taxes, utilities, transportation, and overall affordability with salary adjustment calculations.

Start Free Comparison

Other Counties in New Mexico

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.