Cost of Living in Payne County, OK

What does it cost to live in Payne County? Income, housing, and affordability breakdown.

Median Income

$46,658

Median Rent

$899/mo

Median Home

$196,100

Affordability

324

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$992
Property Tax$144
Insurance$65

Total Monthly$1,201
% of Income30.9%

Renting

Median Rent$899
Renter's Insurance$25

Total Monthly$924
% of Income23.1%

Living in Payne County, Oklahoma

Payne County has a median household income of $46,658 with housing costs that represent 30.9% of income for owners and 23.1% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 324 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Oklahoma

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.