Cost of Living in Deschutes County, OR

What does it cost to live in Deschutes County? Income, housing, and affordability breakdown.

Median Income

$82,042

Median Rent

$1,550/mo

Median Home

$526,200

Affordability

218

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$2,661
Property Tax$294
Insurance$175

Total Monthly$3,130
% of Income45.8%

Renting

Median Rent$1,550
Renter's Insurance$25

Total Monthly$1,575
% of Income22.7%

Living in Deschutes County, Oregon

Deschutes County has a median household income of $82,042 with housing costs that represent 45.8% of income for owners and 22.7% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 218 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Oregon

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.