Cost of Living in Chester County, PA

What does it cost to live in Chester County? Income, housing, and affordability breakdown.

Median Income

$118,574

Median Rent

$1,601/mo

Median Home

$435,000

Affordability

346

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$2,200
Property Tax$508
Insurance$145

Total Monthly$2,853
% of Income28.9%

Renting

Median Rent$1,601
Renter's Insurance$25

Total Monthly$1,626
% of Income16.2%

Living in Chester County, Pennsylvania

Chester County has a median household income of $118,574 with housing costs that represent 28.9% of income for owners and 16.2% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 346 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Pennsylvania

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.