Cost of Living in Harding County, SD

What does it cost to live in Harding County? Income, housing, and affordability breakdown.

Median Income

$71,484

Median Rent

$445/mo

Median Home

$128,300

Affordability

726

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$649
Property Tax$128
Insurance$43

Total Monthly$820
% of Income13.8%

Renting

Median Rent$445
Renter's Insurance$25

Total Monthly$470
% of Income7.5%

Living in Harding County, South Dakota

Harding County has a median household income of $71,484 with housing costs that represent 13.8% of income for owners and 7.5% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 726 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in South Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.