Cost of Living in Harding County, SD

What does it cost to live in Harding County? Income, housing, and affordability breakdown.

Median Income

$71,484

Median Rent

$445/mo

Median Home

$128,300

Affordability

726

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$649
Property Tax$128
Insurance$43

Total Monthly$820
% of Income13.8%

Renting

Median Rent$445
Renter's Insurance$25

Total Monthly$470
% of Income7.5%

Living in Harding County, South Dakota

Harding County has a median household income of $71,484 with housing costs that represent 13.8% of income for owners and 7.5% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 726 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

Compare Cost of Living Across Counties

Enter two locations and get a side-by-side comparison of housing, taxes, utilities, transportation, and overall affordability with salary adjustment calculations.

Start Free Comparison

Other Counties in South Dakota

This County Across Smart Technology Investments

Money and planning

  • Venatribusiness, startup, launch cost
  • Lontevisretirement, withdrawal, portfolio
  • Morivexlife insurance, term, whole

Property and place

  • Torvanirent, buy, mortgage
  • Tavirexproperty tax, assessment, appeal
  • Veloquahomeowner insurance, premium, peril

Family and education

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.