Cost of Living in Hays County, TX

What does it cost to live in Hays County? Income, housing, and affordability breakdown.

Median Income

$79,990

Median Rent

$1,355/mo

Median Home

$335,700

Affordability

286

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,697
Property Tax$518
Insurance$112

Total Monthly$2,327
% of Income34.9%

Renting

Median Rent$1,355
Renter's Insurance$25

Total Monthly$1,380
% of Income20.3%

Living in Hays County, Texas

Hays County has a median household income of $79,990 with housing costs that represent 34.9% of income for owners and 20.3% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 286 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.