Cost of Living in Shelby County, TX

What does it cost to live in Shelby County? Income, housing, and affordability breakdown.

Median Income

$49,231

Median Rent

$833/mo

Median Home

$107,400

Affordability

616

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$543
Property Tax$87
Insurance$36

Total Monthly$666
% of Income16.2%

Renting

Median Rent$833
Renter's Insurance$25

Total Monthly$858
% of Income20.3%

Living in Shelby County, Texas

Shelby County has a median household income of $49,231 with housing costs that represent 16.2% of income for owners and 20.3% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 616 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.