Cost of Living in Smith County, TX

What does it cost to live in Smith County? Income, housing, and affordability breakdown.

Median Income

$69,053

Median Rent

$1,129/mo

Median Home

$201,400

Affordability

441

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,018
Property Tax$220
Insurance$67

Total Monthly$1,305
% of Income22.7%

Renting

Median Rent$1,129
Renter's Insurance$25

Total Monthly$1,154
% of Income19.6%

Living in Smith County, Texas

Smith County has a median household income of $69,053 with housing costs that represent 22.7% of income for owners and 19.6% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 441 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.