Cost of Living in Frederick County, VA

What does it cost to live in Frederick County? Income, housing, and affordability breakdown.

Median Income

$92,443

Median Rent

$1,347/mo

Median Home

$333,600

Affordability

396

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,687
Property Tax$145
Insurance$111

Total Monthly$1,943
% of Income25.2%

Renting

Median Rent$1,347
Renter's Insurance$25

Total Monthly$1,372
% of Income17.5%

Living in Frederick County, Virginia

Frederick County has a median household income of $92,443 with housing costs that represent 25.2% of income for owners and 17.5% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 396 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

Compare Cost of Living Across Counties

Enter two locations and get a side-by-side comparison of housing, taxes, utilities, transportation, and overall affordability with salary adjustment calculations.

Start Free Comparison

Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.