Cost of Living in James City County, VA

What does it cost to live in James City County? Income, housing, and affordability breakdown.

Median Income

$100,711

Median Rent

$1,435/mo

Median Home

$396,800

Affordability

355

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$2,006
Property Tax$225
Insurance$132

Total Monthly$2,363
% of Income28.2%

Renting

Median Rent$1,435
Renter's Insurance$25

Total Monthly$1,460
% of Income17.1%

Living in James City County, Virginia

James City County has a median household income of $100,711 with housing costs that represent 28.2% of income for owners and 17.1% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 355 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.