Cost of Living in Louisa County, VA

What does it cost to live in Louisa County? Income, housing, and affordability breakdown.

Median Income

$76,594

Median Rent

$1,137/mo

Median Home

$266,700

Affordability

403

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,349
Property Tax$147
Insurance$89

Total Monthly$1,585
% of Income24.8%

Renting

Median Rent$1,137
Renter's Insurance$25

Total Monthly$1,162
% of Income17.8%

Living in Louisa County, Virginia

Louisa County has a median household income of $76,594 with housing costs that represent 24.8% of income for owners and 17.8% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 403 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.