Cost of Living in Spotsylvania County, VA

What does it cost to live in Spotsylvania County? Income, housing, and affordability breakdown.

Median Income

$105,068

Median Rent

$1,677/mo

Median Home

$349,900

Affordability

423

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,769
Property Tax$184
Insurance$117

Total Monthly$2,070
% of Income23.6%

Renting

Median Rent$1,677
Renter's Insurance$25

Total Monthly$1,702
% of Income19.2%

Living in Spotsylvania County, Virginia

Spotsylvania County has a median household income of $105,068 with housing costs that represent 23.6% of income for owners and 19.2% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 423 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Virginia

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.