Cost of Living in Whatcom County, WA

What does it cost to live in Whatcom County? Income, housing, and affordability breakdown.

Median Income

$77,581

Median Rent

$1,370/mo

Median Home

$475,000

Affordability

227

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$2,402
Property Tax$293
Insurance$158

Total Monthly$2,853
% of Income44.1%

Renting

Median Rent$1,370
Renter's Insurance$25

Total Monthly$1,395
% of Income21.2%

Living in Whatcom County, Washington

Whatcom County has a median household income of $77,581 with housing costs that represent 44.1% of income for owners and 21.2% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 227 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Washington

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.