Cost of Living in Clay County, AL

What does it cost to live in Clay County? Income, housing, and affordability breakdown.

Median Income

$48,074

Median Rent

$576/mo

Median Home

$144,100

Affordability

497

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$729
Property Tax$29
Insurance$48

Total Monthly$806
% of Income20.1%

Renting

Median Rent$576
Renter's Insurance$25

Total Monthly$601
% of Income14.4%

Living in Clay County, Alabama

Clay County has a median household income of $48,074 with housing costs that represent 20.1% of income for owners and 14.4% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 497 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Alabama

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.