Cost of Living in Orange County, CA

What does it cost to live in Orange County? Income, housing, and affordability breakdown.

Median Income

$109,361

Median Rent

$2,248/mo

Median Home

$862,900

Affordability

178

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$4,363
Property Tax$482
Insurance$288

Total Monthly$5,133
% of Income56.3%

Renting

Median Rent$2,248
Renter's Insurance$25

Total Monthly$2,273
% of Income24.7%

Living in Orange County, California

Orange County has a median household income of $109,361 with housing costs that represent 56.3% of income for owners and 24.7% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 178 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.