Cost of Living in Sacramento County, CA

What does it cost to live in Sacramento County? Income, housing, and affordability breakdown.

Median Income

$84,010

Median Rent

$1,599/mo

Median Home

$465,900

Affordability

249

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$2,356
Property Tax$299
Insurance$155

Total Monthly$2,810
% of Income40.1%

Renting

Median Rent$1,599
Renter's Insurance$25

Total Monthly$1,624
% of Income22.8%

Living in Sacramento County, California

Sacramento County has a median household income of $84,010 with housing costs that represent 40.1% of income for owners and 22.8% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 249 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in California

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.