Cost of Living in Gem County, ID

What does it cost to live in Gem County? Income, housing, and affordability breakdown.

Median Income

$65,204

Median Rent

$827/mo

Median Home

$324,700

Affordability

292

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,642
Property Tax$114
Insurance$108

Total Monthly$1,864
% of Income34.3%

Renting

Median Rent$827
Renter's Insurance$25

Total Monthly$852
% of Income15.2%

Living in Gem County, Idaho

Gem County has a median household income of $65,204 with housing costs that represent 34.3% of income for owners and 15.2% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 292 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Idaho

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.