Cost of Living in St. Mary's County, MD

What does it cost to live in St. Mary's County? Income, housing, and affordability breakdown.

Median Income

$113,668

Median Rent

$1,595/mo

Median Home

$376,900

Affordability

410

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,906
Property Tax$280
Insurance$126

Total Monthly$2,312
% of Income24.4%

Renting

Median Rent$1,595
Renter's Insurance$25

Total Monthly$1,620
% of Income16.8%

Living in St. Mary's County, Maryland

St. Mary's County has a median household income of $113,668 with housing costs that represent 24.4% of income for owners and 16.8% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 410 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Maryland

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.