Cost of Living in Flathead County, MT

What does it cost to live in Flathead County? Income, housing, and affordability breakdown.

Median Income

$68,025

Median Rent

$1,029/mo

Median Home

$414,200

Affordability

230

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$2,094
Property Tax$228
Insurance$138

Total Monthly$2,460
% of Income43.4%

Renting

Median Rent$1,029
Renter's Insurance$25

Total Monthly$1,054
% of Income18.2%

Living in Flathead County, Montana

Flathead County has a median household income of $68,025 with housing costs that represent 43.4% of income for owners and 18.2% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 230 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.