Cost of Living in Gallatin County, MT

What does it cost to live in Gallatin County? Income, housing, and affordability breakdown.

Median Income

$83,434

Median Rent

$1,405/mo

Median Home

$526,700

Affordability

223

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$2,663
Property Tax$285
Insurance$176

Total Monthly$3,124
% of Income44.9%

Renting

Median Rent$1,405
Renter's Insurance$25

Total Monthly$1,430
% of Income20.2%

Living in Gallatin County, Montana

Gallatin County has a median household income of $83,434 with housing costs that represent 44.9% of income for owners and 20.2% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 223 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Montana

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.