Cost of Living in Henderson County, NC

What does it cost to live in Henderson County? Income, housing, and affordability breakdown.

Median Income

$65,508

Median Rent

$1,032/mo

Median Home

$291,500

Affordability

321

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,474
Property Tax$129
Insurance$97

Total Monthly$1,700
% of Income31.1%

Renting

Median Rent$1,032
Renter's Insurance$25

Total Monthly$1,057
% of Income18.9%

Living in Henderson County, North Carolina

Henderson County has a median household income of $65,508 with housing costs that represent 31.1% of income for owners and 18.9% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 321 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Family and education

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.