Cost of Living in Polk County, NC

What does it cost to live in Polk County? Income, housing, and affordability breakdown.

Median Income

$60,465

Median Rent

$984/mo

Median Home

$255,000

Affordability

337

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,289
Property Tax$123
Insurance$85

Total Monthly$1,497
% of Income29.7%

Renting

Median Rent$984
Renter's Insurance$25

Total Monthly$1,009
% of Income19.5%

Living in Polk County, North Carolina

Polk County has a median household income of $60,465 with housing costs that represent 29.7% of income for owners and 19.5% for renters. Housing costs are within the recommended 30% of income threshold.

The affordability index of 337 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Family and education

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.