Cost of Living in Suffolk County, NY

What does it cost to live in Suffolk County? Income, housing, and affordability breakdown.

Median Income

$122,498

Median Rent

$2,113/mo

Median Home

$490,800

Affordability

293

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$2,482
Property Tax$834
Insurance$164

Total Monthly$3,480
% of Income34.1%

Renting

Median Rent$2,113
Renter's Insurance$25

Total Monthly$2,138
% of Income20.7%

Living in Suffolk County, New York

Suffolk County has a median household income of $122,498 with housing costs that represent 34.1% of income for owners and 20.7% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 293 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in New York

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.