Cost of Living in Westchester County, NY

What does it cost to live in Westchester County? Income, housing, and affordability breakdown.

Median Income

$114,651

Median Rent

$1,796/mo

Median Home

$619,000

Affordability

229

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$3,130
Property Tax$836
Insurance$206

Total Monthly$4,172
% of Income43.7%

Renting

Median Rent$1,796
Renter's Insurance$25

Total Monthly$1,821
% of Income18.8%

Living in Westchester County, New York

Westchester County has a median household income of $114,651 with housing costs that represent 43.7% of income for owners and 18.8% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 229 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Family and education

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.