Cost of Living in Centre County, PA

What does it cost to live in Centre County? Income, housing, and affordability breakdown.

Median Income

$70,087

Median Rent

$1,118/mo

Median Home

$289,800

Affordability

319

Housing Cost Breakdown

Owning (20% down, 6.5%)

Mortgage (P&I)$1,465
Property Tax$270
Insurance$97

Total Monthly$1,832
% of Income31.4%

Renting

Median Rent$1,118
Renter's Insurance$25

Total Monthly$1,143
% of Income19.1%

Living in Centre County, Pennsylvania

Centre County has a median household income of $70,087 with housing costs that represent 31.4% of income for owners and 19.1% for renters. Housing costs exceed the recommended 30% threshold, suggesting affordability challenges.

The affordability index of 319 (100 = median income perfectly covers median housing costs) gives a quick snapshot. Use our calculator for a comprehensive comparison across counties, including taxes, utilities, healthcare, and commute costs.

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Other Counties in Pennsylvania

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Bureau of Labor Statistics, Bureau of Economic Analysis. Estimates are county-level medians. This is not financial advice.